Certificates

Lux Pay services are provided by different legal entities depending on the user’s jurisdiction. Services for customers located in the European Economic Area (EEA) are provided by Lux Pay Digital Services S.r.l., Via della Posta 7, 20123 Milano, Italy, registered as a Virtual Asset Service Provider with the Organismo Agenti e Mediatori (OAM) under registration number PSV108. Authorization as a Crypto-Asset Service Provider under the EU Markets in Crypto-Assets Regulation (MiCAR) has been submitted and is approval by the competent Italian authority.

Electronic Money Institution (EMI) Licence — United Kingdom

  • Entity: Lux Pay Limited
  • Regulator: Financial Conduct Authority
  • Licence type: Authorised Electronic Money Institution (EMI)
  • FCA reference number: 902025

This licence allows Lux Pay to:

  • issue electronic money
  • provide payment services
  • operate payment cards and fiat accounts

Lux Pay Limited has held this authorisation since 2018.

Virtual Asset Service Provider (VASP) Registration — Italy

  • Entity: Lux Pay Digital Services S.r.l.
  • Regulator: Organismo Agenti e Mediatori
  • Registration number: PSV108

This registration allows the company to provide:

  • crypto exchange services
  • custody of crypto assets
  • digital asset transfers

It ensures compliance with Italian AML and financial transparency rules.

EU Crypto Regulation Compliance (MiCA)

  • Regulation: Markets in Crypto‑Assets Regulation (MiCA)
  • Purpose:
    • Unified EU framework for crypto-asset services
    • Licensing of Crypto-Asset Service Providers (CASPs)
    • Investor protection and transparency

Lux Pay is aligning its EU operations with MiCA rules for crypto services and digital assets.

Electronic Money & Payment Infrastructure in Lithuania

  • Regulator: Bank of Lithuania
  • Role: Payment and electronic money infrastructure for EU customers
  • What it enables:
    • Payment processing
    • card services
    • electronic money issuance

Lithuania is a major fintech hub used by companies providing EU payment services.

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