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Invest for Retirement

Plan for the future with confidence through the Lux Pay pension fund, created to help you build long-term financial security. With tailored solutions and a focus on stability, it supports your retirement goals at every stage of life, offering a structured and reliable path toward lasting prosperity.

Start Protecting Your Future Today

How much income will your pension provide — and will it be sufficient to maintain your current lifestyle?

Based on long-term projections, by 2040 an employee with 38 years of contributions could receive a pension equal to approximately 60% of their final salary, while a self-employed professional may receive around 45.5%, assuming average economic growth.

To approach retirement with greater confidence and stability, it is essential to begin planning early and evaluate complementary pension solutions today. With Lux Pay, you can structure a strategy designed to support your long-term financial well-being.

Enhance Your Retirement Income with Core Pension

Strengthen your future by complementing your primary retirement income with Lux Pay Core Pension, a pension fund structured to support your long-term financial objectives and provide greater stability throughout retirement.

Bond

Core Pension Bond suits those with a few working years left who seek balanced growth with moderate risk.

Objective: To achieve modest capital growth
Time horizon: Medium term
Risk: Medium

Guaraanteed

Core Pension Guaranteed offers a safety net, making it ideal for investors with a low risk tolerance.

Objective: To achieve modest capital growth
Time horizon: Medium term
Risk: Medium

Stocks

Core Pension Stocks is ideal for those with many working years ahead who are willing to take on a medium-high level of risk for greater growth potential.

Objective: To achieve capital growth
Time horizon: Long term
Risk: Medium-high

Equity Plus

Core Pension Balanced suits those with many working years ahead who aim for growth with a mediuam-high risk profile.

Objective: To achieve significant capital growth
Time horizon: Long term
Risk: High

Balanced

Core Pension Balanced suits those with many working years ahead who aim for growth with a medium-high risk profile.

Objective: To achieve moderate capital growth
Time horizon: Medium-long term
Risk: Medium-high

The benefits for minors

A pension fund can be a meaningful and forward-thinking gift for your child’s future, helping establish long-term financial security from an early age.

With Lux Pay Core Pension, an account can be opened in the name of a minor or dependent through a Financial Advisor, allowing contributions to grow over time with a long-term perspective.

If you are already a Lux Pay client, you can request a callback directly from your personal online area.
If you are not yet a client, contact your nearest financial center to receive detailed information and personalized guidance.

What is Core Pension

Core Pension is designed to complement public pension systems across the European Union, helping you strengthen your long-term retirement strategy through diversified investment options tailored to different risk profiles. The pension solutions are managed by EuroVest Capital Management, an independent asset management company regulated within the European Union. Specific terms, conditions, and applicable tax benefits may vary depending on your country of residence.